I sell to a wide age group. PayPal claims to have good fraud protection but card companies and banks seem more inclined to accept what the customer claims. So far, despite being able to provide complete tracking data with a signature, we have never been successful in disputing a claim.
True, they are not many, but as a supermarket style business we work on slim margins and any charge back hits our profits.
I don't presume that it would take much for Viart to add something like the osCommerce offering above?
Chris
[ "much older people, then the charge backs are not that common" - it really is a sad statement about younger people
]